Terms of Service

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Terms of Service

Effective Date: January 13, 2025
Contact: info@olagfac.com

Welcome to Olagfac (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, or submitting a loan or grant application, you agree to be bound by these Terms of Service (“Terms”). Please read them carefully.

1. Eligibility

  • Our services are available to individuals and organizations located in the United States and Canada.

  • You must be of legal age in your jurisdiction (18 years or older) to apply.

  • By submitting an application, you confirm that all information provided is accurate and complete.

2. Services Provided

  • We provide access to loan and grant programs subject to eligibility, review, and approval.

  • Approval of applications is not guaranteed and depends on financial standing, supporting documents, and applicable regulations.

  • Terms of loans or grants, including interest rates, repayment periods, and conditions, will be disclosed in writing if you are approved.

3. Application Requirements

  • Applicants may be required to provide personal and financial information, including but not limited to employment history, credit score, banking details, and government-issued identification.

  • U.S. applicants may be required to provide a Social Security Number (SSN).

  • Canadian applicants may be required to provide a Social Insurance Number (SIN).

  • All information submitted must be truthful and up to date.

4. Privacy & Data Security

  • We value your privacy. Personal data submitted is collected for eligibility assessment and loan/grant processing only.

  • Information is stored securely and will not be shared with third parties except as required by law or with your consent.

  • For more details, please review our Privacy Policy.

5. No Guarantee of Funding

  • Submission of an application does not guarantee approval or funding.

  • Decisions are based on creditworthiness, eligibility criteria, and available programs.

6. User Responsibilities

  • You agree to provide accurate and lawful information during the application process.

  • You may not use our platform for fraudulent or unlawful purposes.

  • Any misrepresentation may result in denial of services, legal action, or reporting to authorities.

7. Limitation of Liability

  • We are not liable for any damages, losses, or delays resulting from your use of our website or services.

  • We do not guarantee uninterrupted or error-free access to the site.

  • Our maximum liability, under any circumstance, shall not exceed the amount of fees (if any) paid to us.

8. Changes to Terms

  • We reserve the right to update or revise these Terms at any time.

  • Continued use of our website and services after changes take effect constitutes acceptance of the updated Terms.

9. Governing Law

  • These Terms shall be governed by and construed in accordance with the laws of the United States and Canada, depending on the applicant’s jurisdiction.

  • Any disputes will be resolved in the courts of the applicable jurisdiction.

10. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

📧 info@olagfac.com