Privacy Policy
Privacy Policy
Effective Date: January 13, 2025
At Olagfac, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you interact with our website and services. By accessing or using our services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, mailing address, and other details provided during registration or loan/grant application.
- Financial Information: Banking details, income data, and any other financial information required for loan processing.
- Usage Data: Information about how you interact with our website, including IP address, browser type, pages visited, and time spent on the site.
- Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your browsing experience and analyze website performance.
2. How We Use Your Information
We use the collected information for the following purposes:
- To process loan and grant applications.
- To communicate with you regarding your account, applications, and updates.
- To personalize and improve your experience on our website.
- To comply with legal and regulatory requirements.
- To detect and prevent fraud or other unauthorized activities.
3. How We Share Your Information
We do not sell or rent your personal information to third parties. However, we may share your data in the following circumstances:
- With service providers assisting us in processing loans, managing accounts, or maintaining the website.
- To comply with legal obligations or respond to lawful requests from authorities.
- In connection with business transactions such as mergers, acquisitions, or sales of assets.
4. Your Data Protection Rights
You have the right to:
- Access, update, or delete your personal information.
- Object to the processing of your data for specific purposes.
- Withdraw consent where we rely on your consent to process data.
- File a complaint with a data protection authority if you believe your rights have been violated.
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, loss, or misuse. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
6. Retention of Data
We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, or resolve disputes.
7. Children’s Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect information from children. If we become aware that a child has provided us with personal information, we will take steps to delete such data.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Updates will be effective immediately upon posting the revised policy on our website.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or your personal information, please contact us at:
Email: info@olagfac.com